Construction, fix & flip and DSCR loans for real estate investors nationwide. We run your file across a panel of lenders — and because we build too, we read your budget like a builder, not like a bank.
Business-purpose loans only. Pick the one that matches your exit.
One Bridge Development Inc is our own construction company. When we review a $180,000 rehab budget we know whether the framing line is real — and we fix it before an underwriter uses it to cut your leverage.
A single lender says yes or no. A panel gives you options on leverage, rate and reserves. We package the file once and shop it.
You get the person who packaged your file, not a queue. That is most of why deals close on time.
Intake, underwriting conditions and the closing walkthrough in English or Spanish. Not a translated PDF — an actual conversation.
A 3-minute form or a 15-minute call. We tell you the honest range you can expect and what would kill the deal.
We package the file the way underwriters want it and shop it across our lender panel instead of forcing it into one box.
We walk you through rate, points, leverage and reserves side by side, and what each one actually costs you on this deal.
We drive the third parties and chase the conditions so you can keep working on the project.
Typical closing is 21–30 days from a complete file. Construction and rehab dollars are then released in draws.
Our lender panel covers 48 states plus Washington D.C. — everywhere except South Dakota and Vermont. Southwest Florida is where we are based and where we also build, which is why these are the submarkets we can talk about lot by lot.
Three minutes to pre-qualify. No credit pull, no cost, and a straight answer about whether the deal works.
One Bridge Capital arranges business-purpose real estate financing through a panel of third-party lenders and is not a lender. Terms shown are typical ranges, vary by lender, property and borrower profile, and are not a commitment to lend. Loans are for business purposes only and are not available for owner-occupied primary residences.
We are a broker for business-purpose real estate loans. We package your file and place it with the lender on our panel that fits it best. The lender approves, orders inspections and funds — we drive the process and keep you informed.
No. Our lender panel covers 48 states plus Washington D.C. The two we cannot place today are South Dakota and Vermont. We are based in Cape Coral, Florida, and most of our current borrowers are in Southwest Florida — that is where we are, not the limit of where we can place a loan. Which specific program fits depends on the state, and that is our job to sort out, not yours.
Investment and business-purpose property: spec homes, infill lots, flips, rentals, small multifamily and mixed-use. We do not finance owner-occupied primary residences.
Almost every lender on our panel requires the loan to be in an entity — an LLC or a corporation. If you do not have one yet, that is not a dealbreaker; tell us at pre-qualification and we will sequence it.
Typical closing is 21 to 30 days from a complete file, assuming the appraisal and title come back clean. We can tell you on the first call which part of your file is most likely to slow it down.
Sí. Todo el proceso — desde la precalificación hasta la firma — se puede llevar en español, incluyendo las condiciones del underwriting.
Get pre-qualified · Book a call